If you were asked today to explain what reports to your credit bureau and how it affects you, could you? Money is one thing that we cannot survive a day without – our needs and goals are driven by it. […]
Maintain Your Good Credit Read Post »
Local athlete, Mya Jones, aged 10 has been swimming with the Barrie Trojans since 2010. Mya started with the Trojans in their swim skills program and last year was moved up to their competitive team. Last year was a very
My Better Mortgage Sponsors Local Athlete Read Post »
First time buyer? No down payment? We know your frustration. You go to work every day, pay your bills, and at the end of the month (after you’ve made someone else’s mortgage payment) you’re left with very little cash in
Government Assistance For Home Buyers Read Post »
New mortgage guidelines are coming… and they’ll be in effect quicker than you think. Just last week Finance Minister Jim Flaherty caught the mortgage industry off guard when he announced 4 new measures that tighten the guidelines for mortgage financing
Mortgage Rules Tighten Read Post »
In recent history we’ve seen some of the major banks offering clients extraordinarily low rates. (2.94% for a 5 year fixed rate is the lowest rate special that our office saw) But there is more to a mortgage than just
There Is More To A Mortgage Than Rate Read Post »
Interest rates are currently at historical lows, but we know that can’t last forever. With interest rates and qualifying rates so low, homeowners are experiencing more affordability and purchasing power. But what will happen when your variable rate mortgage rate
Can You Handle Rising Interest Rates? Read Post »
Do you know what percentage of your pay cheque goes towards household expenses and consumer debts? Your total debt servicing ratio (TDS) is a calculation that financial lenders use as a rule of thumb to give a preliminary assessment of
What Is Your Total Debt Servicing Ratio? Read Post »
At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the biggest decisions most people ever make. Ultimately, the decision is
Buying Versus Renting Read Post »
Are you looking for payment relief? Do you want to start an investment for retirement? Although, Canadians today face many reason for refinancing their mortgage, most people fit into one (or more) of the basic four categories:
Does Refinancing Make Sense Read Post »
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