705-300-7283

705-300-SAVE

(7283)

Apply Now!

Purchase

  • T5In hot housing markets, buyers sometimes offer to waive the inspection to help their offer stand out from the crowd, writes Dan Steward, an industry veteran. But most real estate professionals agree this is a bad idea. Here's 5 reasons why.

     

  • Barrie Mortgage MoneyStudies show that folks with complex finances also have the least healthy finances. Here's how to lead a simple money life.

    If managing personal financial affairs were easy, we probably wouldn’t graduate in excess of 15,000 accountants each year. Budgets, credit cards, insurance, retirement savings and more—it’s a lot to track, and things are getting more complex all the time. 

  • my better mortgage Market UpdateCanadian household debt ascended to another record in the third quarter, underscoring why policy makers are stepping up efforts to limit the risks of a collapse in the nation’s real estate market.

  • my better mortgage Market UpdateEarlier this morning, Finance Minister Bill Morneau made the announcement that the minimum down payment for houses will increase effective Feb. 15, 2016. To see the full announcement, please watch the video by clicking here.

  • groupRRSP   120RRSP (Registered Retirement Savings Plan) season is here!

    Use the first 60 days of the year to contribute to your RRSP. You have until March 1st, 2017 to reduce your 2016 income and get a higher tax refund.

  • Tax-Credit-ImageClaiming your First Time Buyers tax credit is easy...

    The First-time Home Buyers' Tax Credit was introduced as part of 'Canada's Economic Action Plan' to assist Canadians in purchasing their first home. It is designed to help recover closing costs, such as legal expenses, inspections, and land transfer taxes, so you can save more for money for a down payment.

  • 52745213093201961Home Inspections for Sellers.???

    "The buyer has the upper hand when they have an inspection," says Coldwell Banker consumer specialist and agent Jessica Edwards. "If you are willing to do it ahead of time, you give the control back to the seller."

  • decconstructionCanadian Housing Market remains solid as ecomomy continues to improve says Genworth Canada...

    While housing starts have slowed since their burst from 2010 to 2012, there is still room for future growth and the Canadian residential market remains solid, according to the Conference Board of Canada Autumn Metropolitan Housing Outlook commissioned by Genworth Canada (the report). 

  • coin toss-my better mortgage

    Ontario home buyers and sellers could use better tools and resources to help pick the right real estate agent. A recent survey release today from Zoocasa and Survey Sampling International (SSI) revealed most (86%) Ontario home buyers and sellers used a real estate agent on their last transaction, but only half (50%) reported being confident that they picked the right one.

  • checkmarkRegardless of what sort of business you run, paperwork, receipts and tax records are bound to pile up. Combining these with your own personal financial paperwork can be an administrative nightmare if it gets out of control. Then, when tax time rolls around or you're looking to apply for a mortgage, finding the right paperwork can be overwhelming. In this article from Moneysense, Gail Vaz-Oxlade shares some helpful hints for self-employed individuals.

  • money-down-the-drain1Don't get caught flushing your money down the drain.

    Many people think that the differences in how lenders calculate fixed-rate mortgage penalties are a non-issue now that rates have fallen to ultra-low levels. Nothing could be further from the truth if your mortgage is with a bank at a discounted rate.

  • divorce barrie separation

    Going thru a separation or divorce can be one of the most difficult periods in anyone’s life...

    In addition to the heartbreaking end of a marriage, there are often difficult decisions that need to be made… Where do the kids live.? How do you divide up the assets.?...

  •  abcWhat is a mortgage, and who owns my home if I have secured financing to purchase it?

    Whether you’re new to the home buying process, or a seasoned investor, I bet you didn’t realize that there are at least 20 top mortgage related terms that you may want to understand prior to speaking with a real estate agent or loan officer.

  • pre approved sm

    Purchasing a home is an exciting life decision. For most Canadians their home is their largest asset. There is more to a home than just a mortgage payment, and being pre-approved will ensure that you’ve taken into account all of the extras that home ownership entails.

    Often times people get caught up in the excitement of purchasing a home that they forget to determine what they qualify for. Qualifying for a mortgage is an easy and essential step to ensure that you are looking in the right direction. Over extending your finances will leave you mortgage poor and unable to accommodate life’s unforeseen expenses.

  • credit cardsYou might be surprised what your credit score is being used for these days...

    Lenders are placing more and more significance on borrowers' credit when it comes to applying for a mortgage, line of credit or a credit card. What many Canadians don't know, however, is what affects their score and under what circumstances it will be accessed.

  •  imagesCA4U3MDZWhether it’s your first time or your fifth time, shopping for a mortgage can often be confusing and even frustrating. Besides, who really has the time to research and compare mortgage lenders to ensure the best deal? Then there are all those crazy terms and acronyms — beacon scores, LTVs, IRDs and porting – it can make your head spin! Isn’t there an easier way?

Verico mortgage broker network

This Barrie website designed by Piggybank Technology