705-300-7283

705-300-SAVE

(7283)

Apply Now!

1st Time Buyer

  • rental agreement my better mortgage

    With house prices, unemployment rates, and divorce rates increasing annually, it seems like a no-brainer to offset your housing expenses with rent... especially if the basement is a space you can do without. Being a landlord sounds simple. Most peoples understanding is that they'll have to find tenants, fix leaky taps, spruce up the house, and comply with various bylaws.

  • T5In hot housing markets, buyers sometimes offer to waive the inspection to help their offer stand out from the crowd, writes Dan Steward, an industry veteran. But most real estate professionals agree this is a bad idea. Here's 5 reasons why.

     

  • Barrie Mortgage MoneyStudies show that folks with complex finances also have the least healthy finances. Here's how to lead a simple money life.

    If managing personal financial affairs were easy, we probably wouldn’t graduate in excess of 15,000 accountants each year. Budgets, credit cards, insurance, retirement savings and more—it’s a lot to track, and things are getting more complex all the time. 

  • groupRRSP   120RRSP (Registered Retirement Savings Plan) season is here!

    Use the first 60 days of the year to contribute to your RRSP. You have until March 1st, 2017 to reduce your 2016 income and get a higher tax refund.

  • Tax-Credit-ImageClaiming your First Time Buyers tax credit is easy...

    The First-time Home Buyers' Tax Credit was introduced as part of 'Canada's Economic Action Plan' to assist Canadians in purchasing their first home. It is designed to help recover closing costs, such as legal expenses, inspections, and land transfer taxes, so you can save more for money for a down payment.

  • 52745213093201961Home Inspections for Sellers.???

    "The buyer has the upper hand when they have an inspection," says Coldwell Banker consumer specialist and agent Jessica Edwards. "If you are willing to do it ahead of time, you give the control back to the seller."

  • money-down-the-drain1Don't get caught flushing your money down the drain.

    Many people think that the differences in how lenders calculate fixed-rate mortgage penalties are a non-issue now that rates have fallen to ultra-low levels. Nothing could be further from the truth if your mortgage is with a bank at a discounted rate.

  • energy efficient mbm

    Energy-efficient homes can increase comfort and promote healthier living, while reducing greenhouse gas emissions and lowering home expenses. Canada Mortgage and Housing Corporation (CMHC) is upgrading its Green Home Program.  

  •  abcWhat is a mortgage, and who owns my home if I have secured financing to purchase it?

    Whether you’re new to the home buying process, or a seasoned investor, I bet you didn’t realize that there are at least 20 top mortgage related terms that you may want to understand prior to speaking with a real estate agent or loan officer.

  • pre approved sm

    Purchasing a home is an exciting life decision. For most Canadians their home is their largest asset. There is more to a home than just a mortgage payment, and being pre-approved will ensure that you’ve taken into account all of the extras that home ownership entails.

    Often times people get caught up in the excitement of purchasing a home that they forget to determine what they qualify for. Qualifying for a mortgage is an easy and essential step to ensure that you are looking in the right direction. Over extending your finances will leave you mortgage poor and unable to accommodate life’s unforeseen expenses.

  •  imagesCA4U3MDZWhether it’s your first time or your fifth time, shopping for a mortgage can often be confusing and even frustrating. Besides, who really has the time to research and compare mortgage lenders to ensure the best deal? Then there are all those crazy terms and acronyms — beacon scores, LTVs, IRDs and porting – it can make your head spin! Isn’t there an easier way?

  • home maintenance barrie

    Inspecting your home on a regular basis and following good maintenance practices are the best way to protect your investment in your home. Whether you take care of a few tasks at a time or several all at once, it is important to get into the habit of doing them.

Verico mortgage broker network

This Barrie website designed by Piggybank Technology